Nevada LIVE Insurance Program
Nevada LIVE (Liability Insurance Validation Electronically) is the Department of Motor Vehicles' project to modernize our system to verify motor vehicle liability insurance coverage. The DMV and insurance companies now exchange policy information over a secure internet connection rather than through data cartridges and tapes.
Contacts
Department of Motor Vehicles
Nevada LIVE
555 Wright Way
Carson City, Nevada 89711-0800
(775) 684-4850 Reno/Sparks/Carson City
(702) 486-8696 Las Vegas Area
(800) 344-0483 Rural/Toll Free
(775) 684-4904 TDD (Hearing Impaired only)
Online Services
Nevada LIVE is now in production! Here are lists of the services available to the general public and insurance agents.
- Registration Status Inquiry to check your registration and current coverage.
- Update Your Insurance if you have recently changed companies or policies.
- Verification Response if you have received a postcard asking you to verify coverage.
- Insurance Suspension Reinstatement If your vehicle registration has been suspended.
- The Nevada Division of Insurance online search lists agents, agencies and companies.
- Nevada Insurance Alert lists licensed companies. It also has a toll-free telephone number - 1-888-467-4195.
Program Development
The DMV and the insurance industry developed Nevada LIVE through the Nevada LIVE IICMVA Task Force. Each insurance company in Nevada was placed into one of three groups at the outset of the project:
- Group A included insurance companies with web services.
- Group B included companies without web services that insure more than 500 vehicles in Nevada.
- Group C included companies without web services that insure less than 500 vehicles in Nevada
In January, 2011 the Department of Motor Vehicles (DMV), in conjunction with the Department of Business and Industry, Division of Insurance, sent a letter to all non-compliant companies (Group B and C) notifying them that they must send insurance verification information to the DMV via web services (Group A).
The deadline was set as December 1, 2011. Here are program-related documents. See Insurance Information for Agents and Companies for user guides and forms.
- Web Certificate Deadlines for Companies - September 2011
- Digital Certificate Requirements for Group A Companies - November 2011
- Industry Notice - May 17, 2011
- Industry Notice - January 27, 2011
- Insurance Carrier Observations - February 2011
- Recommendations for the Insurance Industry - January 2011
- Insurance Carrier Observations - January 2011
- Power Point Presentation - August 2010
- Power Point Presentation - December 2009
- Response to Draft Insurance Company User Guideline Questions - November 2009
- Response to Draft Insurance Company User Guideline Questions - August 2009
Task Force Meetings
| January 5, 2011 | -- | Minutes | February 25, 2011 | -- | Minutes |
| April 7, 2010 | Agenda | Minutes | April 21, 2010 | Agenda | Minutes |
| March 10, 2010 | Agenda | Minutes | March 24, 2010 | Agenda | Minutes |
| February 10, 2010 | Agenda | Minutes | February 24, 2010 | Agenda | Minutes |
| January 13, 2010 | Agenda | Minutes | January 27, 2010 | Agenda | Minutes |
| December 30, 2009 | Agenda | Minutes | -- | ||
| December 2, 2009 | Agenda | Minutes | December 16, 2009 | Agenda | Minutes |
| November 4, 2009 | Agenda | Minutes | November 18, 2009 | Agenda | Minutes |
| October 7, 2009 | Agenda | Minutes | October 21, 2009 | Agenda | Minutes |
| September 9. 2009 | Agenda | Minutes | September 23, 2009 | Agenda | Minutes |
| August 12, 2009 | Agenda | Minutes | August 26, 2009 | Agenda | Minutes |
| July 1, 2009 | Agenda | Minutes | July 29, 2009 | Agenda | Minutes |
| June 3, 2009 | Agenda | Minutes | June 17, 2009 | Agenda | Minutes |
| March 11, 2009 | Agenda | Minutes | April 22, 2009 | Agenda | Minutes |
| February 11, 2009 | Agenda | Minutes | February 25, 2009 | Agenda | Minutes |
| January 14, 2009 | Agenda | Minutes | January 28, 2009 | Agenda | Minutes |
| December 4, 2008 | Agenda | Minutes | -- |
Initial Announcement of Nevada LIVE
February 4, 2009
Dear Insurance Industry Representatives:
The Nevada Department of Motor Vehicles (Department) is pleased to announce we are redesigning the method in which evidence of motor vehicle liability insurance will be verified with insurance carriers. The program has been named Nevada LIVE and planned implementation is scheduled for January 2010.
Nevada LIVE will eliminate the need for insurance companies to submit insurance information to the Department via the current medium. Instead, the data will be validated electronically via a web-based service utilizing standards prescribed by the Insurance Industry Committee on Motor Vehicle Administration (IICMVA). The Department is utilizing the IICMVA Model User Guide for Implementing Online Insurance Verification, Version 3.0 dated May 8, 2008, and available at http://www.iicmva.com/iicmva_model_user_guide_v3.doc. IICMVA identifies the following benefits of online insurance verification:
- Online status of insurance information at any point in time.
- Online verification for license plate renewals.
- The matching limitations and data integrity issues of current state reporting programs would be reduced.
- Customer service would be improved because primary search criteria would be based on the business rules within each company.
- Commercial insurance carriers would be in a better position to comply with state mandates.
- Privacy will be protected: Only designated, legally authorized entities will have access. The information provided will be very limited and state of the art technological safeguards, such as the latest methods of encryption, will be included.
The plan is to electronically query participating insurance companies writing Nevada policies during qualifying events and at predetermined intervals. For insurance companies that do not currently have the web-based services, an alternate system of reporting will be established for a limited amount of time to allow for full compliance.
The Department is working closely with an IICMVA Task Force, comprised of insurance industry representatives, to make the transition as smooth as possible. Our goal is to develop a program that meets the legislative intent to ensure all actively registered vehicles are insured.
We have enclosed a short questionnaire for you to complete. Your responses will be very valuable to the development of a successful insurance verification program. You can complete the survey online at www.dmvnv.com/survey or return the completed survey to the address listed above attn: Nevada LIVE survey. Please respond to the questionnaire no later than February 17, 2009.
The Department will be issuing regular updates on the progress and requirements of Nevada LIVE on the internet. You can review the updates at www.dmvnv.com/nvlive.htm.
Questions may be directed to the Department of Motor Vehicles, attn: Nevada LIVE at the address above, by telephone at (775) 684-4689, or by e-mail at bnieto@dmv.nv.gov.
Sincerely,
Martha Barnes, Administrator
Central Services and Records Division