News Release

A law passed during the 2011 Legislative Session and effective July 1, 2011 replaces the current reinstatement fee paid by a motorist as a result of a liability insurance lapse with a tiered system of fees and fines based on the number of offenses and the length of the lapse.

Existing law requires the registered owner of a vehicle that is registered in Nevada to maintain continuous insurance liability coverage. Vehicles with a lapse of insurance coverage are subject to the suspension of the registration and a reinstatement fee of $250. Senate Bill 323, passed during the 2011 Legislative Session, replaces the reinstatement fee with a tiered system of fees and fines. Serious, repeat offenders will face fines of up to $1,750 and a driver license suspension. Motorists with a single, short lapse in coverage will be charged the same $250 reinstatement fee that has been in place many years.

Nevada law requires motorists to maintain continuous liability coverage on every registered vehicle. The DMV’s Nevada LIVE verification program checks the coverage on every vehicle several times per year. A lapse in coverage results in a suspension of the vehicle registration.

Motorists can check the status of their insurance and registration on the DMV website at www.dmvnv.com.  Motorists and insurance agents can also enter updated policy information online. Both services are free.

NEVADA DMV UNINSURED MOTORIST PENALTIES

Length of Lapse:	1-30 Days	31-90 Days	91-180 Days	181 Days or More
1st Offense
Reinstatement Fee	$250	$250	$250	$250
Fine		$250	$500	$1,000
SR-22 Insurance			Yes	Yes
Totals	$250	$500	$750	$1,250
2nd Offense
Reinstatement Fee	$500	$500	$500	$500
Fine		$500	$500	$1,000
SR-22 Insurance			Yes	Yes
Totals	$500	$1,000	$1,000	$1,500
3rd Offense
Reinstatement Fee	$750	$750	$750	$750
Fine		$500	$750	$1,000
SR-22 Insurance			Yes	Yes
Driver License Suspension	Min. 30 days	Min. 30 days	Min. 30 days	Min. 30 days
Totals	$750	$1,250	$1,500	$1,750

• "SR-22 Insurance" is a Certificate of Financial Responsibility that your insurance company will file with the DMV. The company will notify us immediately if you drop the coverage. Penalties for failure to maintain insurance under the SR-22 requirement include a driver license suspension.
• There are additional fees to reinstate a suspended driver license.
• The penalties listed here are in addition to any penalties imposed by a court following a law enforcement citation.
• Nevada law enforcement officers are required to remove the license plates from any vehicle on which the registration has been suspended. They may also impound the vehicle.

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LINKS

Online Registration and Insurance Status

Online Insurance Policy Update

Nevada Insurance Requirements and Verification Program

Senate Bill 323 - History | Bill Text