Insurance Information for Agents and Companies
The 2011 Nevada Legislature passed Senate Bill 323 which enacts higher penalties for those who repeatedly drive without insurance. The minimum penalty is a $250 reinstatement fee. The maximum is a $750 fee, a $1,000 fine, SR-22 coverage and a driver license suspension. See the main Insurance page for details.
Tips
- At least one of the named insured must appear on the vehicle registration. A vehicle registered only to an additional driver will cause a lapse.
- Review the actual vehicle registration when writing the policy. The name and VIN must match.
- Remind your customers to change their address with the Department when they move.
Forms & Brochures
- Processing Center Payment Authorization (NVL-007)
- Declaration of Responsibility (NVL-019)
- Vehicle Registration Insurance Suspension Guide (NVL-010)
- Consumer Guide to Auto Insurance Rates
- Nevada LIVE Brochure for Agents
Online Services
Help your customers! Agents may use the online update to ensure the DMV has the correct policy information.
- Update Your Insurance if you have recently changed companies or policies.
- Registration and Insurance Status Inquiry to check your registration and current coverage.
- Verification Response if you have received a postcard asking you to verify coverage.
- Vehicle Resale Notification helps motorists protect themselves in the event a vehicle they have sold is later abandoned. Sellers must also transfer or surrender their license plates. See Plate Surrender.
- NICB VINCheck checks for stolen and salvage vehicles - free
- NMVTIS Vehicle Title Information from participating states - small fees apply
- Nevada Insurance Alert lists NAIC numbers and current licensing status for carriers. It also has a toll-free telephone number 1-888-467-4195.
- Sircon Compliance Express lists agencies and producers as well as companies.
Motorists are required to present a Nevada Evidence of Insurance card for vehicle registration, renewals, reinstatements and license plate changes.
See Locations for office fax numbers if your customers ask you to fax a card. DMV technicians enter this information into the DMV computer system, which instantly verifies it with the carrier through Nevada LIVE.
A recently-purchased or changed policy may not be verified instantly if you have only issued a binder and the carrier has not completely processed it. You need to check the Registration and Status Inquiry at a later date to ensure your insurance company validated the policy.
Did You Know...
The DMV offers many alternatives to in-person visits. Use the insurance-related services above and these too!
- Registration Renewals online, at kiosks and at emissions inspection stations.
See Registration Renewals. Customers without a renewal notice may use their license plate number and last 4 digits of the VIN. Renewals can be up to 18 months late. Kiosks dispense the decal and registration certificate on the spot. Kiosks at DMV offices also accept cash. - Driver License and ID Card Renewals online
See our Renewal Options for Driver License or ID Cards. Customers receive an access code with their renewal notices and pay by echeck, debit or credit cards. - Driver History Printouts online and at kiosks
Drivers may obtain a three-year history online and a three, nine or ten year history at kiosks. We also have a code lookup page for court, violation and withdrawal codes. - Drive Test Scheduling and Registration Fee Estimates online
Drive test scheduling is for Class C and M non-commercial drivers who have an instruction permit and have met any time limits or other requirements. Have the VIN ready for the Registration Fee Estimate. - We offer DMV forms on our website and by Fax On Demand
See the Forms Room or Fax On Demand page.
Tip Sheets
We have downloadable Tip Sheets for your customers:
- New Nevada Traffic Laws 2011
- Seat Belts and Child Safety Seats: English | Spanish
- DMV Transaction Requirements: English | Spanish
- Vehicle Registration Requirements
- Teen Driver Licensing Requirements and Restrictions
See Nevada Teen Driving. - Centralized Driver License Issuance Brochure
Information on our secure licenses. See Central Issuance. - Vehicle Equipment Tip Sheets:
See also Traffic Laws and Traffic Safety Resources.
Nevada LIVE
Nevada LIVE (Liability Insurance Validation Electronically) is the Department of Motor Vehicles' project to modernize our system to verify motor vehicle liability insurance coverage. The DMV and insurance companies now exchange policy information over a secure internet connection rather than through data cartridges and tapes.
Company Compliance Deadlines
The deadline for all insurance companies to offer policy information via web services (Group A) was December 1, 2011. Compliance is mandatory for companies that wish to continue writing first-dollar coverage in Nevada. See Nevada LIVE for details.
Reporting Guides & Publications
Codes
Group A Companies
- NVL 012 - Group A Web Availability Notification Form
- Insurance Company User Guidelines - Group A
- Appendix A - Operator Policy Matching Hierarchy
- Appendix B - Fleet Policy Matching Hierarchy
- Group A Digital Certificate Requirements
- Appendix D - Secured File Transfer Protocol Format for Group A
- IICMVA Model User Guide for Implementing Online Insurance Verification
- Administrative Authorization Form (NVL 009)
- Certificate Authority Import Request (NVL 015)
- DMZ Server Account Setup Form (NVL 018)
- NVL 011 - Insurance Company Withdrawal Application
Group B & C
- Insurance Company User Guidelines - Group B
- Insurance Company User Guidelines - Group C
- Directors' Letter to Group B & C Companies - January 27, 2011
Contacts
Department of Motor Vehicles
Nevada LIVE
555 Wright Way
Carson City, Nevada 89711-0800
(775) 684-4850 Reno/Sparks/Carson City
(702) 486-8696 Las Vegas Area
(800) 344-0483 Rural/Toll Free
(775) 684-4904 TDD (Hearing Impaired only)